Category: What to do if your claim is denied

Facts about New Brunswick’s Disability Support Program

The Disability Support Program in New Brunswick provides flexible support for disabled people. Personal disability support plans are developed that allow disabled individuals to have their unmet needs addressed to help each person participate in the community. Some of the

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Long Term Disability Benefits – FAQ about suing the Insurance Company

If you were wrongfully denied Long Term Disability benefits, or they were wrongfully terminated, you may consider suing the insurance company to obtain your benefits. We are answering the most commonly asked questions regarding suing the insurance company. Who do

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My Long Term Disability benefits have been cut off. What can I do?

First and foremost, it’s important to read the insurance company’s letter very carefully. They may have terminated your benefits for any number of reasons. If your benefits were terminated because a form is missing or some information was not provided,

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Is your Long Term Disability claim denied?

First things first – Submitting your long term disability claim can be a little overwhelming and stressful. Here are 5 tips that can help you: 1. Ask your employer for the Long Term Disability Application package The package includes forms

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Suing the Insurance Company for Disability Benefits

If you were wrongfully denied Long-Term Disability benefits (or they were wrongfully terminated), you may consider suing the insurance company to obtain your benefits. Who do I sue? In most LTD cases, you sue the insurance company that is refusing

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Long-Term Disability Insurance Appeal

If the insurance company has denied your long-term disability claim (or cut off your benefits) they will usually offer the possibility of an internal appeal. That basically means that they will look at your application again, run it through their

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Disability Insurance – Bad Faith

A Disability Insurance policy is a contractual relationship between you and your insurance company. Like all contracts, it is governed by certain laws and regulations. Bad Faith It’s probably safe to assume that your insurance company has a lot more

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Suing for Disability Benefits in a Union

Long-term disability insurance is optional coverage, and many people who have it receive it as part of employment benefits. While this is often a convenient and affordable way to get LTD insurance, it can limit your options if your claim

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Disability Benefits Denied or Terminated

Many people who have had their long-term disability benefits denied or terminated decide to seek advice from a disability lawyer. LTD cases can be particularly complex because their coverage varies from one policy to another and it isn’t always obvious

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Deduction of CPP from Disability Benefits

Long-term disability policies vary greatly from one to another and your policy may have certain benefit deductions, including the deduction of your Canada Pension Plan (CPP) benefits. LTD policies may allow the insurance company to deduct your CPP benefits in

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Long-Term Disability Denied or Terminated

Living with a long-term disability is already difficult enough, and having your benefits claim denied or terminated only makes the situation worse. Benefits can be denied – even when your claim is valid – for any number of reasons, including

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